This page outlines all the legal issues, policies, terms and conditions that you need to know about when you use the website.

While some of this may seem a bit complex, it is designed to be fair and straightforward in dealing with you the user and the same is expected in return.

If there should be a conflict in the terms and conditions outlined on this page and any found on other pages on the website, those displayed here will take precedence.

By continuing to use the website, you agree to the terms and conditions.

 Copyright Statement

 Cookies and Web Beacons

 Privacy Policy

 Terms of Use

 Disclaimer

 Advertisements

 Written Communications

Need to know more information?

If you are unclear or require further information about anything on this page or the website, please complete the Contact Us form and we will quickly respond to your request.

Copyright Statement

All original material, except where otherwise referenced, copyright ©2011 All rights reserved. All content and graphics are protected by US copyright laws and may not be copied or reproduced without the express written permission of the copyright owner

Any reproduction for commercial purposes is strictly prohibited.We both welcome and encourage links from other websites and blogs and you may link to this site without our permission. Most of our pages will carry a link to this page button that will expedite this process easily. If you wish to use copyrighted material from our site in your own site or blog, you will need to contact us” for permission.

Cookies and Web Beacons

This website uses cookies, which are text files placed on your computer, and web beacons, sometimes known as clear IF’s or pixel tags, which are small strings of HTML code placed on a web page, for navigational purposes and to help in analyzing how visitors use this website. The information stored in these cookies will not allows us to identity you personally.

You have the option of refusing the use of cookies by selecting the appropriate settings in your browser, but by doing so you may limit your use of the full functionality of the website.

Privacy Policy

We do not share the information that you provide us with anyone. Your privacy is important to us and we protect it. You can read our full Privacy Policy here.

Terms of Use

You agree, when you view this site, you do so at your own risk. We take no responsibility for how you use or apply this information from this site.

You agree, by viewing this site, to abide by all of the terms and conditions stated herein. You can read the full disclosure of our Terms Of Use, including conditions, copyright, warranty and merchantability here.


All articles and material displayed on our site are for information only and are no substitute for specific is dedicated to helping you find the answers and information regarding identity theft for your personal situation.

However, the information provided herein is NOT legal or financial advice. It is for informational purposes only. is not meant to replace the guidance of a competent legal, or financial advisor.

Your use of any information provided on this site, in the newsletters issued by this site, products directly on this site, or sites we link to, is solely at your own risk. does not provide any warranty or guarantee as to the merchantability or use of the information provided, or third party products to which we link.

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